Don’t Go Broke For the Holidays

Admittedly, I tend to be a little “ba hum bug” right up until Christmas Eve. Though i’m usually done with my Christmas shopping by Cyber Monday, I still feel like this time of year is like a thief that is constantly prying open my wallet stealing money! Holiday parties, gift exchanges, donations, eating out, and all the perceived HOT DEALS that pop up.

I don’t really mind all the promos because i’m in the business of sales myself so how can I complain, right? So while I get that this time of year is a feeding frenzy for retailers, I can certainly adjust my spending and my attitudue so that I won’t be stuck with my electricity turned off because I just HAD to buy a ton of presents. Here’s some tips on how to keep your wallet CLOSED during the holidays!

The Kids Will Get Over It

Yes, you have sweet angels that deserve the latest and greatest gifts but the life lesson here is quite simple…YOU CAN’T GET EVERYTHING YOU WANT! Money does not grow on trees (yes, I just said that!) and bills still need to get paid on time, so guess what? You get what you get!

Your Spouse Is Always Your Gift

Of course my hubby deserves the best but I don’t need to go out and buy him a $1,000 worth of gifts to make sure we have a happy Christmas. I’m enough of a gift! ha ha Seriously, you buy stuff for each other year-round. Don’t go overboard maxing out credit cards for the bling and designer whatnots. Just enjoy each other’s company and be thankful for what you have.

Think About How You Want to Start off 2016

If you take a moment to think about how you want to go into the new year, then perhaps it will be easier to resist the urge to spend money. Personally, i’m going into 2016 with clear financial goals in mind so there is no room for necessary spending.

The bottom line is, don’t let one day get you off to a bad start going into the new year.  December 25th may be a big deal but December 26th is just 24 hours away and then all those lovely decorations are coming down so try to keep your eye on the bigger picture.

What are some ways you cut spending during the holidays?

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